Reducing Insurance Premium with Car Tracking Devices
There are more than enough reasons to install a car tracker, especially if you are buying a new personal car or even for corporate employees. Some providers have a condition that approved car trackers need to be installed to qualify for insurance. Telematics devices installed in the vehicle allow it to be tracked via GPS, making them less likely to be stolen and thus are preferred by insurance providers.
Here are some reasons why you should install a car tracker and get reduction in your insurance premium:
Get Automatic Driver Recognition Advantage
When you go to an insurance company, the first thing they’ll do is calculate your premium based on the value of your vehicle.
Keyless vehicles (no key to insert in ignition barrel) like Audi, BMW, Landrover, Mercedes and Porsche are most likely to get stolen. Having an insurance approved tracker installed in these vehicles can result in lower premium, because of a technology called ADR (Automatic Driver Recognition). If ADR is enabled on your tracker, you’ll get a call if the vehicle is moved without your permission. This feature lets you track these cars and recover them quickly and accurately.
In Cat 5 tracking devices, there are some products in which even if the key is not present, they will not let you start the car. (Please call us before purchasing this product for more information).
Anti-Jamming Capabilities
Car trackers in UK these days are more than just primary defence for your vehicle. You can choose from a wide range of sophisticated car tracking systems like Tracker Locate and Tracker Monitor and that not only let you detect the position of your car in case it gets stolen, but are also configured for driver recognition, immune to jamming and able to provide 24 hour monitoring and remote sensing.
The better security system you have in your car, the higher are chances that it would be recovered in case it gets stolen.
Faster Recovery
In case your car does get stolen, you can locate its position accurately around the globe through the tracking device installed in your car.
You can also buy car trackers in UK with advanced features like vehicle immobilisation (available in Cat 5 trackers), using which you can stop the car via a secure operating centre if it’s been started without your permission and the ignition has been turned off.
European and Worldwide Cover
Tracking coverage is not just limited to UK - European cover and worldwide cover is also possible. It all depends upon the fact that the police authorities in question have the required agreements in place.
Security Features for Fleet Managing Products
There are fleet tracking and management products available that may not be insurance approved, but come with value added features that can help you avail insurance discounts.
These fleet products come with in-built reporting tools that record driver behaviour. The reports are then submitted to the fleet operator/manager regularly. However, these products don’t have tilt and motion sensors, but may come with the additional capabilities of of ADR, vehicle immobilisation and access to secure operating centre in case of theft. (This only applies to CAT 5 trackers).
Other Value Added Features
- Car trackers with advanced tilt and motion sensing technology alert you instantly if your car is moved without your permission any time of the day.
- Some CAT 5 and CAT 6 trackers are app based, which means you can track vehicle location in real time and get alerts on vehicle tilting and motion on your smartphone.
- You will get tow away alerts if the vehicle is towed or been put on back of a low loader without your permission.
- The police support feature provides location information to authorities so the car is found as soon as possible.
- Many fleet tracking products have in-built reporting tools - these reports are sent regularly to the fleet operator and can be submitted to insurance providers. Even though they have no tilt and motion sensors, they can still be used for tracking health and safety conditions.
- Many thieves use jammers to block GPS sensing, but car trackers with VHF technology continue transmitting signals making it easier to detect. Furthermore, VHF technology lets you find the car even if it has been parked in an underground location or containers.
- Some noteworthy products in this regard are Tracker Monitor, Tracker Locate and Tracker Cat 5 Plus for vehicles and Battery Powered Tracker Retrieve and Tracker Plant for Plant and Machinery.
- Tracker Plant comes with anti-jamming VHF technology, which means that it can be tracked in underground locations that GPS can’t detect. Some Plant Tracking Products can even immobilise engines, verify delivery times to the site and come with geofencing alerts.
- If you don’t have a tracker installed and fail to recover the vehicle, you will get the money from the insurance company but the renewal will come with a definite price hike.
Contact us at Vehicle Tracking Tech for advice and suggestions on finding the right car-tracking device for you with custom features in a budget friendly price.
With over 20 years of experience, we have Thatcham approved engineers and technicians on board who will take care of everything from suggesting you the best quality trackers to installing it in your vehicle.